Guardian Protection Plan | Lasting Legacy Pro
For parents with minor children · The Guardian Protection Plan

Name the people who raise your children — ahead of time.

Without the right documents, that decision falls to an Arizona judge through a court process scheduled three to fourteen days after you’re gone. The Guardian Protection Plan replaces the court with the people you chose — with authority the same day.

Price $1,699 flat · single parent or couple
Delivery 21–30 days standard
§ 01 · The default state

What happens without these documents.

Most parents have the conversation. Few document it in writing. Here is the sequence Arizona law follows when the conversation was never written down.

— Step I.

The night of.

Police call. Or the news arrives while the children are at school. Whoever is with the children at that moment is not their legal guardian. Schools, hospitals, and police default to state intervention when no authority is documented.

— Step II.

The Department of Child Safety takes custody.

Arizona DCS assumes temporary custody when no documented legal guardian is immediately available. The children spend that night in state placement — an emergency shelter, a foster home, or a kinship placement DCS decides on.

— Step III.

A court hearing is scheduled.

Usually three to fourteen days later. Family members can petition for permanent guardianship: your sister, your mother-in-law, your spouse’s brother, an estranged grandparent. Any of them have standing to file.

— Step IV.

A judge — a stranger — decides.

Based on what is said in court that day, by whichever family members showed up. The judge does their best with the information given. Your preferences are not part of the file because they were never written down.

None of this is unusual. It is the standard process. It only stops at the courthouse door if there is a document waiting on the other side of it.
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§ 02 · How the plan works

Three layers of documented protection.

Most parents assume a will is enough. A will alone leaves a multi-day window before any court recognizes it. The Guardian Protection Plan adds two more layers to close that window.

— Layer I.
Same-day authority

The Standby Guardian Designation.

Arizona’s Pre-Need Guardian statute lets you name a person with immediate legal authority over your children the moment both parents become incapacitated or die.

Not a will-based nomination — that takes weeks. This document gives your chosen person the standing to pick the children up the same day, with full legal authority, before any court process.

— Layer II.
Permanent court nomination

The Pour-Over Will nomination.

A formal will that permanently nominates your chosen guardian for court recognition. Each parent gets their own pour-over will containing the legal nomination.

When the family eventually goes to court for permanent guardianship, the judge has your written nomination in front of them. Your choice arrives at the courthouse before any other petitioner does.

— Layer III.
Financial protection

The Children’s Trust.

The money is handled separately from the guardian. A revocable living trust with Children’s Trust sub-provisions holds the assets and pays them out on your schedule.

Typical: one-third at 21, one-third at 25, one-third at 30, with full discretion for the trustee to use funds for education, health, and care before then. You choose the ages.

§ 03 · What you actually receive

The documents, the strategy work, and the records.

Not a stack of templates. Documents drafted to Arizona law, the pragmatic tools that go alongside them, and the insurance work that ties everything together.

— Group I

The estate foundation.

The trust and supporting documents that hold the plan together.

  • Revocable Living Trust with Children’s Trust sub-provisions. Joint trust for couples. Sub-trust automatically created for minor beneficiaries with your chosen distribution schedule (typical: 1/3 at 21, 1/3 at 25, 1/3 at 30).
  • Pour-Over Will with guardianship nomination. Each parent gets their own. Catches anything outside the trust, names the guardian for court recognition.
  • Certificate of Trust. A bank-friendly summary document. Lets a trustee prove the trust exists without revealing its contents.
  • Trust Power of Attorney. Authority for managing trust matters specifically.
  • Schedule of Assets and Asset Assignment. Inventory and general assignment that move personal property into the trust.
— Group II

The guardianship layer.

The specific documents that protect the children — not just the assets.

  • Standby Guardian Designation. Under Arizona’s Pre-Need Guardian statute. Same-day legal authority for your chosen person if both parents become incapacitated or die.
  • Emergency Caregiver Authorization. Short-term authority for routine medical care, school pickup, and travel consent when parents are temporarily unavailable.
  • Parental Power of Attorney. Up to six-month delegation of parental authority under Arizona law. Common use: extended grandparent visits, summer arrangements, medical recovery.
  • Guardian Selection Worksheet. A pre-decision tool to help you think through who you actually want and why. Not legal — a structured conversation.
  • Letter to Future Guardian. Practical handoff document. Daily routines, school information, doctors, allergies, what you want for the children’s upbringing. The document most parents find most meaningful.
  • Children’s Memory Letters template. For writing personalized letters to each child, to be read at specified ages or life events. Optional, often emotional, frequently treasured.
— Group III

The insurance coordination.

Active, not passive. Most parents have a coverage gap.

  • Life Insurance Gap Analysis. Written review of current coverage against the actual need: mortgage payoff, income replacement to age 21 of the youngest child, projected education costs, final expenses.
  • Beneficiary Coordination Review. Confirms life insurance and retirement account beneficiaries flow correctly into the Children’s Trust. The most common error: spouse as primary, “estate” or blank as contingent — children inherit cash directly at 18.
  • Policy writing if a gap is identified. If we find a gap and you want to address it, the work can happen as part of the engagement. No pressure to fill the gap — the analysis is included whether you act on it or not.
— Group IV

The relationship continues.

Children grow. Circumstances change. The plan needs to keep up.

  • First-Year Plan Review. Scheduled twelve months after delivery. We verify funding completion, address any life events (new child, move, school change, guardian relationship change).
  • The Legacy Binder. Printed, organized, with GPP-specific dividers and inserts. The document your chosen guardian can actually use on the worst day.
  • USB digital copy. Every document, digitally backed up.
  • Online notarization included. Through Proof.com. No driving to an office. Done from home, recorded, valid in Arizona.
  • Digital Asset Authorization. RUFADAA-compliant provisions for online accounts and digital property.
§ 04 · The conversation most parents miss

Two different roles.

The person who raises your children and the person who manages the money for your children should usually be different people. This is the single sentence most parents have not heard.

— Role I

The guardian — who raises them.

Daily life. School. Food. Doctors. Bedtime stories. The values you would have wanted them to be raised with. This is the person who shows up for the soccer game, signs the report card, and decides whether they go to camp this summer.

  • Loves your children
  • Shares your values
  • Has the time and capacity to parent
  • Lives somewhere you would want them to grow up
— Role II

The trustee — who manages the money.

Investment decisions. Distribution requests. Tax filings. Coordination with the trust’s rules and your written instructions. This is the person who handles the inheritance correctly, so the guardian can focus on raising the children.

  • Financially competent
  • Detail-oriented and organized
  • Comfortable working with professionals
  • Trustworthy with the children’s long-term interests
Most families do not have a single person who is both the right guardian and the right trustee. Choosing two different people, with different skills, protects the children better than asking one person to do both.
§ 05 · The Math

Where the price sits.

Four ways parents address this. Here is how they compare on price and on what they actually deliver.

— Option A
DIY Online Templates
$0–$300
Generic forms. Rarely Arizona-specific. No Standby Guardian under Arizona’s Pre-Need statute. No Children’s Trust sub-provisions. The court still decides.
— Option B
Just a Will with Guardian Nomination
$698
Two pour-over wills with guardian nomination. No Standby Guardian, no Children’s Trust, no insurance coordination. Leaves a multi-day window.
— Option D
AZ Family-Law Attorney
$3,500–$5,000
Comparable plan with legal advice. Right call for contested custody situations, special-needs children, or complex blended families.
— For parent-homeowners

If you own a home and have minor children, both plans together.

The home is typically the family’s largest asset. It is also where the children live. Putting it in the trust matters more for parents than for any other client type.

The Homeowner Probate Shield handles the home. The Guardian Protection Plan handles the children. Together, with the Multi-Avatar Discount, both are covered.

— The combined math
Homeowner Probate Shield $1,599
Guardian Protection Plan (15% off) $1,444
Total: $3,043
Both packages, both protections, one household.
The decision is yours.
Documentation makes it real.
The Operating Principle
§ 06 · Common Questions

Before you decide.

We already named guardians verbally. Or in our will. Why GPP?
Verbal naming has no legal force. Will-based nomination is recognized eventually — but a will has to be admitted to probate court before any of its provisions take effect, and probate scheduling in Arizona runs weeks. During those weeks, the children are in state placement or with whoever showed up first. The Standby Guardian Designation is the document that closes that gap, giving your chosen person same-day legal authority before any court process.
What if we don’t know who to name as guardian?
This is the most common stuck point. The Guardian Selection Worksheet included in the plan walks through the decision — values, capacity, location, finances, relationship with the children. Most parents arrive at a clear answer once they work through it. If you genuinely cannot decide, do not buy the package yet. Have the conversation, decide together, and come back. Half-completed documents create legal ambiguity worse than no documents.
What about when our children turn 18?
The guardianship provisions become moot once each child reaches 18 — legally they are adults and choose their own affairs. The Children’s Trust sub-provisions continue: distributions happen on your schedule (typical: 1/3 at 21, 1/3 at 25, 1/3 at 30). The trustee continues managing assets and making distributions per your instructions. The plan keeps working for the financial side long after guardianship is no longer relevant.
What if our child has special needs?
Stop here. If your child has or may qualify for SSI, Medicaid, ALTCS, or other needs-tested benefits, a standard trust distribution will disqualify them from those benefits. You need a Special Needs Trust, which can only be drafted by an attorney. The Guardian Protection Plan does not include a Special Needs Trust and we will refer you to a trusted attorney in Arizona who specializes in this work. Tell us on the consultation so we route you correctly.
Can we just buy two wills with guardian nominations and skip the rest?
You can. We sell that option as the Last Will and Testament standalone — $349 per parent, $698 for both. But the will is only one layer of three. Without the Standby Guardian Designation, the children still face the multi-day court window. Without the Children’s Trust, money inherited goes directly to the children at age 18 with no distribution rules. For parents with minor children, the will-only option leaves the biggest gaps unaddressed. We recommend it only for adults without minor children.
What if my co-parent disagrees with me about who to name?
Defer the engagement until you agree. Documents signed under disagreement create more problems than they solve — one parent may later challenge them, or the chosen guardian may end up in conflict with the non-agreeing parent’s family. Have the conversation, work through it (the Guardian Selection Worksheet helps), and come back when there is alignment. The work will still be here.
We’re recently divorced. What changes?
Your existing custody decree controls while both parents are alive. The guardianship documents in GPP designate who steps in if both biological parents die or become incapacitated — not your ex-spouse’s preferences, your preferences for your half of the planning. If you are remarried with stepchildren, or have children from prior relationships, the situation has more layers and the consultation is the right place to work through them.
What if our chosen guardian declines when the time comes?
The plan names backup guardians for exactly this reason. Most parents name a primary and at least one backup; single parents are encouraged to name two backups. If the primary declines or is unable, the backup steps in automatically — no court process needed to identify who is next.
§ 07 · Begin

Two ways to get started.

Most parents begin with the consultation. Some watch the masterclass first. Either path leads to the same place.

— Path I

The Consultation

Thirty minutes. We discuss your family, your children, your guardian choices, and whether the Guardian Protection Plan is the right fit. No pressure, no closing.

Schedule a call
— Path II

The Masterclass

A 45-minute foundation on Arizona estate planning, with a dedicated section on parents and minor children. Watch on your own time, then decide whether to schedule.

Register & watch